Your Guide to Buying Your First Home in Toronto
Sun, Feb 18, 2024
10:30 AM to 2:00PM
9 Bogert Ave, Toronto, ON M2N 0H3
Light Lunch and Refreshments
Welcome New Immigrants from Hong Kong!
Are you a first-time homebuyer in Toronto? Navigating the real estate market can be a daunting task, especially if you're new to the city. We understand the unique challenges faced by newcomers, and that's why we're excited to invite you to our exclusive real estate seminar tailored just for you.
Understanding the Market
Market Data & Trends: Stay informed with the latest statistics on trade volume, average sale prices in York Region and the Toronto area.
Current Mortgage Rates: Discover the prevailing mortgage rates in today's market.
Seasonal Trends: Understand the impact of seasons on the real estate market.
Historical Sale Prices: Gain insights into past trends in both York Region and Toronto.
2022-2023 Interest Rates Movements: Learn about recent interest rate changes and what they mean for your home purchase.
Mortgage Insights & Preparation
B20 Regulations: Explore the impact of B20 regulations, moving the insured space from the Canadian government to banks, with a 1 million limit and 25 years amortization.
Interest Rates Overview: Gain insights into recent interest rate movements and their implications.
Mortgage Preparation & Programs for Newcomers: Temporary Residents, High Net Worth, Equity Offset 5x vs 15x, Non-Residents Overseas Income
Property Options & Neighborhood Exploration
What Fits You?: Explore the variety of property types available – Condo, Freehold, Townhouse, Semi-Detached, and Detached homes.
Pros and Cons: Learn about the advantages and disadvantages of each property type to make an informed decision.
Features Overview: Weigh the pros and cons of each neighborhood to find the one that aligns with your lifestyle.
School Zone Locator: Navigate the school zones in York Region and Toronto, including both Public and Catholic options.
Mortgage Process Flow & Closing
From Pre-Approval to Making Offers: Navigate the mortgage process, from pre-approval to making offers, with or without financing conditions.
Closing and Closing Costs: Understand the final steps in the home buying process, including closing costs.
Trustwell Realty Inc., Sales Representative
Meet Kent, a dynamic Candidate Member of the Appraiser Institute of Canada, specializing in evaluating residential properties for major financial institutions. Focused on Toronto, York, and Durham regions, Kent provides swift and accurate property assessments. Leveraging his background in investment analytics, Kent guides prospective buyers in optimizing their investment models for higher returns. Join our real estate seminar for insights from Kent and empower your journey with informed decisions and strategic investment perspectives.
Trustwell Realty Inc., Sales Representative
Meet Garry, a Marketing Accounts Director with a proven track record in deal negotiations. Garry's expertise in marketing not only allows him to efficiently and creatively showcase properties but also uniquely positions him to navigate successful deal negotiations. Drawing on his keen sense of design, Garry can guide potential buyers on making informed decisions and envisioning the full potential of a property. Elevate your home-buying experience by joining our seminar to gain insights from Garry and unlock a world of possibilities in finding your perfect home.
Caliber Mortgage Inc., Mortgage Agent
Johnson Ng is a seasoned full-time mortgage agent with over seven years of experience. His expertise encompasses a thorough understanding of mortgage processes, allowing him to guide clients effectively through the intricacies of home financing. With a proven track record, Johnson has established a reputation for delivering tailored solutions and personalized service. He is dedicated to helping individuals navigate thru the complexities of securing the right mortgage solution.
Tailored Information: Our seminar is specifically designed for new immigrants from Hong Kong, providing information that addresses your unique needs and concerns.
Expert Advice: Learn from top performing real estate and mortgage professionals who will guide you through the intricacies of the Toronto housing market.
Networking Opportunities: Connect with fellow immigrants, experts, and real estate professionals who can provide valuable insights and support.
Don't miss out on this invaluable opportunity to kickstart your homeownership journey in Toronto. Register now and take the first step toward making your dream home a reality!